Built for Independent Contractor Physicians

S-Corp Tax Solutions for 1099 Physicians
Save $15K-$25K Annually

Get W-2 stability with your 1099 income. S-Corp formation, automated payroll, health insurance navigation, 401(k) setup, and complete tax compliance—all handled for you. Specialized for locum tenens and independent contractor physicians.

Trusted by Independent Physicians Nationwide

Licensed Tax Professionals
Same-Day Responses
🏥
Physician-Specific Expertise
🔒
Audit-Ready Documentation
Automated W-2 Payroll
From Your S-Corp
Health, Life & Disability
Insurance Coordination
401(k) with Roth Options
Up to $70K/Year
IRS Compliance Support
& Representation

Your Own Company
That Takes Care of You

We build your S-Corp to function like an employer—giving you everything your W-2 colleagues have, without sacrificing your independence.

Typical 1099 Contractor

What most independent physicians deal with

No Automated Payroll

Figure out your own pay, quarterly taxes, and hope you don't mess up

Health Insurance on Your Own

Navigate the marketplace solo, often overpaying or getting inadequate coverage

No Employer 401(k)

Stuck with basic IRA limits, missing out on $50K+ in retirement contributions

Tax Compliance Uncertainty

Constant worry about quarterly estimates, penalties, and IRS letters

Insurance Gaps

Life and disability insurance uncoordinated with business structure

Your Company, Taking Care of You

With 1099 Physician Solutions

What our clients experience every day

Automated Payroll Every Month

You get a W-2 from your own S-Corp. Predictable, professional, compliant.

Health Insurance Navigation

We help you source the best coverage and structure it tax-efficiently

Solo 401(k) with Roth Options

Contribute up to $70,000/year as both employer and employee—tax deductible

Complete Tax Compliance

Quarterly filings, payroll taxes, annual returns—all handled. No surprises.

Insurance Coordination

We help you get life and disability coverage aligned with your business

This Service Pays for Itself
Every Single Year

While building your W-2 infrastructure, we also optimize your tax structure. Most clients save $15,000-$25,000 annually—far more than our service costs.

Our Service Costs $9,888 First Year

Your typical tax savings? $15,000 to $25,000+ annually

$5K-15K+ Net Savings Year 1
$16K-20K+ Net Savings Year 2
150-250% ROI Every Year

Want to Calculate Your Exact Savings?

Use our comprehensive tax calculator to see exactly how much you could save based on your specific income, state, and deductions.

Try Our Tax Savings Calculator

Payroll Tax Savings

S-Corp structure reduces self-employment tax on distributions. On $200K income, save 15.3% on the non-salary portion.

Save $8,000-$15,000/yr

QBI Deduction

Qualified Business Income deduction lets you deduct up to 20% of business income from your taxable income.

Save $5,000-$10,000/yr

Business Deductions

CME courses, medical licenses, malpractice insurance, home office, vehicle mileage, health insurance premiums, and equipment.

Save $3,000-$8,000/yr

Solo 401(k) Contributions

Contribute up to $70,000 annually as both employer and employee—all tax-deductible, building wealth faster.

Tax-free growth on $70K

How We Compare

See why 1099 Physician Solutions delivers better value than traditional CPAs or DIY approaches

Feature 1099 Physician Solutions Traditional CPA DIY Approach
S-Corp Formation & Setup ✓ Full service included ✓ Extra $1,500-3,000 ✗ 15-20 hours of work
Monthly Payroll Processing ✓ Automated ✗ Referred to payroll co. ✗ $50-125/month extra
Physician-Specific Expertise ✓ 100% physician focus ~ Maybe 5-10% of clients ✗ No expertise
Quarterly Tax Planning ✓ Proactive strategy calls ~ Reactive, if requested ✗ None
QBI Threshold Management ✓ Strategic optimization ~ Basic compliance ✗ Often missed
Response Time ✓ Same-day guarantee ~ 2-5 business days — N/A
Retirement Planning Integration ✓ Solo 401(k) + Mega Backdoor ~ Basic SEP IRA advice ✗ Self-research required
Health Insurance Coordination ✓ Full deduction strategy ~ "Just deduct premiums" ✗ Confusion on rules
Annual Cost (After Tax Deduction) $5,600 $6,000-10,000+ $2,000+ in software/fees
Time Required from You 2 hours/year 10-15 hours/year 40-60 hours/year
Calculate Your Specific Savings

One Simple Price. Everything Included.

We handle everything—S-Corp formation, payroll, taxes, compliance—so you can focus on what matters most: your patients and your life.

Your Time Is Worth More Than Paperwork

As a physician, your hourly rate is $150-300+. Why spend 10+ hours a month on administrative tasks when we can do it better and more affordably?

120+
Hours Saved Yearly
$18K+
Value of Time Saved

100% Satisfaction Guarantee

We're confident you'll love working with us. If at any point you're not completely satisfied with our services, we'll refund the unused portion of your annual package—no questions asked.

What This Means for You:

Zero risk to try our services

Pro-rated refund for unused months

We stand behind our work

Join 100+ physicians who trust us with their S-Corp management and tax optimization

Built Specifically for Physicians

We're dedicated exclusively to independent contractor physicians. We're not juggling hundreds of other clients—we're actively working for YOU and always reachable.

1099 Physician Solutions Benefits

Healthcare Industry Expertise

We specialize exclusively in serving physicians. We understand locum tenens, medical directors, and specialty practices—not just generic contractor work.

Actually Responsive

Your current CPA probably has hundreds of clients and takes days to respond. We're actively working for you with same-day or next-day response times.

Proactive Tax Optimization

We don't just file your taxes—we actively look for ways to optimize your situation throughout the year with quarterly check-ins.

Physician-Only Focus

We're not spread thin across different industries. 100% of our attention goes to understanding and solving physician-specific tax and business challenges.

Real Results from Real Physicians

See how we helped Dr. Sarah M. save $28,400 in her first year

SM

Dr. Sarah M.

Emergency Medicine Physician, Locum Tenens • Working 10-12 shifts monthly

$350K Annual 1099 Income
$28,400 Tax Savings Year 1
35 hrs Time Saved Annually
"Before 1099 Physician Solutions, I was drowning in quarterly estimates, payroll confusion, and fear of an IRS audit. Now everything runs automatically—payroll deposits every month, retirement maxed out, health insurance coordinated. I just show up and practice medicine. The $28K in tax savings is incredible, but honestly the peace of mind is priceless."

The Challenge: Sarah was working 10-12 shifts per month across multiple hospital systems as an independent contractor. She was paying her CPA $3,500 annually just for tax prep, handling her own estimated quarterly payments (and getting them wrong), and had no retirement plan or health insurance structure.

The Solution: We formed her S-Corp, set up automated monthly payroll at an optimized 45% salary ratio, established a Solo 401(k) with Mega Backdoor Roth capability, coordinated her marketplace health insurance as a business deduction, and provided quarterly tax planning to keep her below the QBI threshold.

The Results: $28,400 in tax savings, 35 hours saved annually, retirement contributions increased from $0 to $69,000, complete W-2 benefits infrastructure, and same-day support whenever she needs it.

Schedule Free Consultation

Get Started in 4 Simple Steps

From initial consultation to fully operational S-Corp in as little as 2 weeks.

1

Free Consultation

We analyze your situation and calculate your expected tax savings. No obligation, just clear numbers.

2

S-Corp Formation

We handle all paperwork—EIN, state registration, operating agreements, and compliance setup.

3

Systems Setup

Payroll, bookkeeping, banking, and accounting systems configured and ready to run.

4

Ongoing Management

We handle everything monthly: payroll, taxes, compliance, and quarterly optimization reviews.

Ready to Take Control of Your Financial Future?

Schedule your free 30-minute consultation to see exactly how much you could save.

What Physicians Are Saying

Don't just take our word for it—hear from independent contractor physicians we've helped

★★★★★

"I was skeptical about the tax savings claims, but after my first year, I saved exactly $18,400—even more than projected. The monthly payroll runs automatically and quarterly tax planning keeps me from any surprises. Worth every penny."

JK

Dr. James K.

Hospitalist

★★★★★

"Finally, someone who actually understands physician finances! My previous CPA treated me like every other small business. 1099 Physician Solutions gets the locum life—they optimized my salary to preserve QBI benefits and set up my Mega Backdoor Roth. Game changer."

MC

Dr. Maria C.

Emergency Medicine

★★★★★

"I tried doing this myself for two years and it was a nightmare—missed quarterly payments, no retirement savings, constant stress. Now everything is handled. I get my paycheck automatically, my 401(k) is maxed, and I actually sleep at night. Best decision I made."

RP

Dr. Robert P.

Anesthesia

★★★★★

"The same-day response time is real. I've emailed with random questions at 9pm and gotten answers by morning. Having someone I can actually reach who knows my specific situation is priceless. And yes, I saved $21,000 in taxes my first year."

AL

Dr. Amanda L.

Family Medicine

★★★★★

"I was paying $8,000/year to a CPA firm that barely understood S-Corps. Switched to 1099 Physician Solutions, pay the same amount, and get monthly bookkeeping, payroll, quarterly planning, AND better tax savings. It's not even close."

DH

Dr. David H.

Radiology

★★★★★

"As a single mom doing locums, I needed W-2 stability without giving up contract flexibility. 1099 Physician Solutions set up my health insurance deductions, coordinated my 401(k), and handles all my payroll. Game changer."

LT

Dr. Lisa T.

Pediatrics

Frequently Asked Questions

Quick answers to questions you may have about our services.

Most physicians earning $200,000+ in 1099 income save $15,000-$25,000 annually through payroll tax savings, QBI deductions, and business deductions. The exact amount depends on your income level, state, and deductible expenses.

Yes. Your 1099 income goes through the S-Corp. W-2 income is separate. You'll have a W-2 from your employer AND a W-2 from your own S-Corp. This is a common setup for physicians who moonlight or do locums work alongside a primary W-2 position.

Absolutely—locums physicians are ideal candidates since you're typically 1099 contractors and earning above the $130K threshold. Many locums physicians save $20,000-$30,000 annually through proper S-Corp structuring.

Payroll processing, payroll tax deposits (941s), bookkeeping, bank reconciliation, quarterly financial statements, annual corporate tax return (1120-S), K-1 preparation, registered agent service, and annual state filings. Essentially, everything needed to keep your S-Corp compliant and optimized.

Typically 2-3 weeks from signing the contract to having everything operational. State processing times vary, but we handle all the paperwork and keep you updated throughout the process.

Ready to Build Your Company?

Schedule a free consultation to see how we can give you the W-2 experience with your 1099 income—while saving $15K-$25K annually.

Schedule Free Consultation

Get Your Free Guide

Download our comprehensive DIY S-Corp Formation Guide for 1099 physicians—complete with step-by-step instructions, state-by-state filing fees, and tax optimization strategies.

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